VMIM ASSOCIATES is a AMFI Registered Mutual Fund Distributor with the Association of Mutual Funds in India (AMFI) holding ARN No – 96083 and EUIN – E098800. T. VIGNESH KUMAR – Proprietor at VMIM ASSOCIATES is active member of Financial Associates of Coimbatore Team (FACT) & Foundation of Independent Financial Associates (FIFA) & ProMember at Network FP.

T. VIGNESH KUMAR – Proprietor at VMIM ASSOCIATES is a Post Graduate in Master of Business Administration (MBA) and Certified by Network FP as Qualified Personal Finance Professional® (QPFP®) and Certified by NSE & PGP Academy as Certified Financial Goal Planner - Advanced Level.

We at VMIM ASSOCIATES provide incidental advice and distribute products pertaining to Mutual Funds, Non-Banking Finance Company - Fixed Deposit Schemes with respect to client’s appropriateness and suitability. We receive remuneration by way of commission / brokerage from the respective Mutual Funds and other associates where we have enrolled our self to distribute their services / products. We do not charge any extra fees over and above our commission (or) brokerage that we receive from any of the respective Product Manufacturers.

All Mutual Funds’ investments are subject to market risks. Please read all Scheme related documents carefully before investing. Past performance is not indicative of future returns. We are not Investment Advisors as defined per the SEBI (Investment Advisers) Regulations, 2013 and do not provide investment advice on other SEBI regulated products. Nothing contained in this communication should be construed as investment advice or recommendation to buy / sell / hold any investment product. You must determine on your own behalf, the merits and risks of any other investment product as well as its suitability for you as on Investor.

Proposal has been prepared by VMIM ASSOCIATES, which is registered as an AMFI Registered Mutual Fund Distributor with Association of Mutual Funds in India with [AMFI ARN Code:96083]. The information contained in the proposal are based on publicly available data and/or other sources that are considered to be reliable; however, VMIM ASSOCIATES does not warrant the accuracy, reasonableness and/or completeness of any information. It should be noted that the information provided herein should not be construed as Investment Advice. The Investors should make their own investment decisions based on their specific objectives. The proposal has not been prepared keeping in regard the specific investment objectives or financial situation or goals of any specific person who may receive this presentation.

Investors should note that the value of any investment mentioned in the proposal may rise and/or fall as a result of market changes and the information contained in the proposal does not predict actual performance and/or success of any scheme or other investment product and no assurances are given with respect thereto. Further, the transaction data and other information may be obtained from a third-party feed, and we are not responsible for verifying the accuracy of the same. Past performance is not indicative of future returns. VMIM ASSOCIATES shall not liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as also any loss of profit in any way arising from the use of the information contained in the proposal in any manner. This proposal is prepared for private circulation. No part of this material may be duplicated in whole or in part in any form and /or redistributed without the prior written consent of VMIM ASSOCIATES.

All the information contained in the statements/reports is solely meant for informational purposes and for the use of recipient only and are issued at the request of the recipient. The transaction data and other information forming part of the statements/reports are generally obtained from a third-party feed, and we cannot verify the accuracy of the same. While we have taken due care and caution in the compilation of the data and the contents herein, no representation is made as to the reasonableness of the assumptions made within or accuracy or completeness of any data in this report. We specifically state that we cannot be held liable for any damages (monetary, legal or otherwise) caused by any error, omission, interruption, deletion, defect, failure, or technical issues in the statements/reports and that, we have no financial liability whatsoever to any recipient of the statements/reports. You are advised to verify the correctness and appropriateness of the contents of the statements/reports. Further, we are not responsible for any loss or delay in the receipt of the statements/reports. The recipient of the statements/reports alone shall be fully responsible and liable for any acts done or decision taken pursuant to or based on these statements. Appropriate professional advice, including advice on taxation, should be sought with your respective qualified Chartered Accountant (Auditor) before dealing with any realized or unrealized gain/loss reflecting in the statements/reports. We reserve the right to rectify errors/discrepancies in the statements/reports, if any are observed or brought to our notice at any point in time, without being liable for such errors/discrepancies.